* The information within this website is for Australian residents, is general advice, and does not consider your financial situation, objectives or needs. You should therefore consider the appropriateness of this information in light of your own situation before making a decision. If the advice is about a particular financial product, the product is issued by NGS Super Pty Ltd (ABN 46 003 491 487, RSE Licence L0000567 and AFSL 233 154) (NGS Super). You should also read and consider the Product Disclosure Statement and Target Market Determination available at ngssuper.com.au before deciding. General advice provided by Guideway Financial Services Pty Ltd AFSL 420367 ABN 46 156 498 538 (Guideway) alone. Guideway has been contracted by, but is not acting on behalf of, NGS Super. Please ensure you read & retain a copy of the Guideway Financial Services Guide for this website.